1. Gold Loan

1. Jewel Loans - “Money from Metal in Minutes”

Features

• Instant loan against Jewels
• On the spot redemption

Interest Rate

• Offered at competitive rates

Jewel Overdraft Limit

Features

• Credit limit against Jewels
• Withdrawal and Remittance Facilities

2. Mortgage loans

Mortgage loans - ”Mortgages Made Easy!”

1) Secured Loans

Features

• Loans for any bankable purpose against mortgage of immovable properties
• For salaried and business class people

2) RLAP - Repco Loan against Property

Features

• A hand of support when you are bombarded with unforseen expenses, be it urgent personal financial needs, expenses for marriage,education, emergency medical expenses etc.,
• Quantum of loan from Rs. 5.00 lakh to Rs.1000.00 lakh

3. Housing loans

1) Housing loans -‘’We put people into homes’’

Features

• Loans for purchase of property, construction of residential or commercial building and extension / renovation of existing building against mortgage of immovable properties
• Attractive rate of interest

4. Special Loans

Special loans for special class of people against mortgage of immovable properties

1) Mahila Shakthi Loan “ Empowering Women Empowering India”

Features

• Loans for all bankable purpose exclusively for women against mortgage of immovable properties
• from Rs.5 lakh upto Rs.50.00 lakh against mortgage of immovable properties
• Offered at Special rate of interest
• Repayment period upto 120 months for salaried women

Requirements

• Either the property shall be in the name of women applicant or the income generation for repayment of the loan shall come from women applicant

Special feature & Eligibility

• Collection of loan installments at your door steps for mortgage loans
• Nominal charges
• Property shall be situated within 25 Km from the branch
• Eligibility of loan amount based on value of security and income as per norms

5. Deposit Loans

1. Loan on Deposit

Features

• Loan against deposits
• Rate of interest 2% over and above your deposit rate.

2. Overdraft Loan

Features

• Loan against NSC, LIC polices at attractive rates on pledging / assigning the instrument to Bank

6. Development Loan

Development Loan - “For emerging Entrepreneurs”

Features

• Deposit linked loan schemes for development of business
• Quick processing, sanctioning and disbursement
• Collection of loan installments at your door steps

Eligibility

• Shall be a daily deposit customer and run a business

7. Vehicle Loan

Vehicle Loan - “We provide wings to fly”

Features

• For purchase of two wheeler, three wheeler and four wheeler
• Loans upto 75% of cost of vehicle
• Loans against hypothecation of vehicle and collateral securities if required