Loan Facilities
1. Gold Loan
1. Jewel Loans - “Money from Metal in Minutes”
Features
- Instant loan against Jewels
- On the spot redemption
Interest Rate
- Offered at competitive rates
Jewel Overdraft Limit
Features
- Credit limit against Jewels
- Withdrawal and Remittance Facilities

2. Mortgage loans
Mortgage loans - ”Mortgages Made Easy!”
1) Secured Loans
Features
- Loans for any bankable purpose against mortgage of immovable properties
- For salaried and business class people
2) RLAP - Repco Loan against Property
Features
- A hand of support when you are bombarded with unforseen expenses, be it urgent personal financial needs, expenses for marriage,education, emergency medical expenses etc.,
- Quantum of loan from Rs. 5.00 lakh to Rs.1000.00 lakh

3. Housing loans
1) Housing loans -‘’We put people into homes’’
Features
- Loans for purchase of property, construction of residential or commercial building and extension / renovation of existing building against mortgage of immovable properties
- Attractive rate of interest
4. Special Loans
Special loans for special class of people against mortgage of immovable properties
1) Mahila Shakthi Loan “ Empowering Women Empowering India”
Features
- Loans for all bankable purpose exclusively for women against mortgage of immovable properties
- from Rs.5 lakh upto Rs.50.00 lakh against mortgage of immovable properties
- Offered at Special rate of interest
- Repayment period upto 120 months for salaried women
Requirements
- Either the property shall be in the name of women applicant or the income generation for repayment of the loan shall come from women applicant

Special feature & Eligibility
- Collection of loan installments at your door steps for mortgage loans
- Nominal charges
- Property shall be situated within 25 Km from the branch
- Eligibility of loan amount based on value of security and income as per norms
5. Deposit Loans
1. Loan on Deposit
Features
- Loan against deposits
- Rate of interest 2% over and above your deposit rate.
2. Overdraft Loan
Features
- Loan against NSC, LIC polices at attractive rates on pledging / assigning the instrument to Bank

6. Development Loan
Development Loan - “For emerging Entrepreneurs”
Features
- Deposit linked loan schemes for development of business
- Quick processing, sanctioning and disbursement
- Collection of loan installments at your door steps
Eligibility
- Shall be a daily deposit customer and run a business

7. Vehicle Loan
Vehicle Loan - “We provide wings to fly”
Features
- For purchase of two wheeler, three wheeler and four wheeler
- Loans upto 75% of cost of vehicle
- Loans against hypothecation of vehicle and collateral securities if required