Managing Director

Smt. R.S. Isabella , Managing Director of the Bank, has an outstanding academic record to her credit being a State Rank Holder in Higher Secondary Examinations and also a Gold Medalist in B.Com., besides holding a Masters’ Degree in Bank Management (MBM) and a Masters’ Degree in Business Administration (MBA) from reputed institutions. She is the recipient of Best Student – All Rounder Award in College. She is also a Certified Associate of Indian Institute of Bankers.

She started her career in Karur Vysya Bank as an Officer in 1993 and has worked in various capacities in almost all key operational segments of Banking and specializing as a Credit Officer. She joined Repco Bank in the year 1999 and has handled important portfolios such as Credit, Information Technology, Accounts & Audit, Pension, Repatriates Rehabilitation and Human Resource Training. She was instrumental in introduction of Loan Origination System – online processing and sanction of credit proposals and establishment of Disaster Recovery Centre for the Bank’s IT Operations and introduction of Redundancy Leased Line for all branches. She is an active member of Credit Committee, Investment Committee, IT Steering Committee, Asset Liability Committee, Settlement Advisory Committee etc., She has a rich experience in banking for more than 2 decades and instrumental in formulation of policies and implementation of systems and procedures in key functional areas.

She also holds the following positions:

            Chairman and Managing Director -    Repco Micro Finance Ltd.,

            Director                                              -  Repco Home Finance Ltd.,

            Chairperson                                       -  Repco Foundation for Micro Credit

            Managing Trustee                             -  Repatriates Welfare Trust         

Under her leadership, the Bank received the following Awards:  

• “Best NPA Management” and “Best Youth Employee Strategy” among Co-operative Banks in the National Cooperative Banking Summit 2016 held at New Delhi by Banking Frontiers. . 
• “Excellence in Project Finance” for the outstanding work done in project finance during the Annual Construction Industry Awards 2016 function organized by “Kattumana Thozhil” at Chennai. 
• “State Level Awards in SHG – Bank Linkage Programme” for best performance during the FY 2016-17 awarded by NABARD at Chennai.
• “Best Customer Acquisition Award ” among Co-operative Banks in the National Cooperative Banking Summit 2017 held at Jaipur by Banking Frontiers.
• “Best Performance in Chennai Region ” from the Government of Tamilnadu for higher SHG loans distributed in Chennai District during 2016-17
• “State Level Awards in SHG – Bank Linkage Programme” for best performance during the FY 2017-18 awarded by NABARD at Chennai.
• SKOCH group at New Delhi has awarded Gold Award and ” Order of Merit” award for 2018 during the 55th SKOCH SUMMIT held at New Delhi.
• “State Level Awards in SHG – Bank Linkage Programme” for best performance during the FY 2018-19 felicitated by NABARD at Chennai.
• “Best Digital Bank” and “Best Fraud Control Initiative” among Co-operative Societies in the National Cooperative Banking Summit 2020 held in a virtual meet. 
• “Woman Leader of the Year ” Award among CEOs of Co-operative Societies in the National Cooperative Banking Summit 2020 held in a virtual meet.
• Awarded “Best API Initiative ” by Banking Frontiers for the year 2020-21 in the National Cooperative Banking Summit 2021.
• Awarded “Best Audit Initiative ” among Co-operative Banks in the National Cooperative Banking Summit 2021 for the year 2020-21 by Banking Frontiers .
• Awarded “Excellence in Women Empowerment ” in the Annual Construction Industry Awards 2022 by“Kattumana Thozhil “at Chennai .
• Awarded under 3 categories viz.,“Best HR Innovation ”,”Best Investment Initiative ” and ”Best Collections Initiative” among Co-operative Banks in the National Cooperative Banking Summit 2022 for the year 2021-22 by Banking Frontiers .